disability insurance is administered by the state, and the State Disability Insurance (SDI) program provides a weekly monetary benefit to eligible applicants. To be eligible for Disability insurance, you must meet a specified set of criteria. Most employees are covered by SDI. Covered employees make automatic SDI payments from their payroll taxes. If you are self-employed, then you may also enroll by making payments based on your previous year’s profits.
The SDI program pays a percentage of the salary you were earning prior to your disability. The amount is determined by examining a base period, which commenced around 17 months prior to your disability and ends five months before you disability began. This period is divided into four quarters, and the quarter in which you earned the highest wages is used to calculate your benefits.
The length of time you will receive Disability Insurance Benefits depends on the statement from your doctor, which explains how long your disability is expected to last. This can be extended if your physician sees fit.
The maximum benefit period for the Disability Insurance program is 52 weeks. Medical eligibility for Disability Insurance includes a physical or mental injury or illness which prevents you from doing your usual work. There are no limits of your resources or savings for this program. In some cases, you may also be eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). Note that you cannot receive Unemployment Insurance and Disability insurance benefits at the same time. You may file a claim for SDI using a paper form, or by visiting the SDI Online website. Continue reading the below topics to find out more about Disability Insurance Benefits , eligibility for Disability insurance, how to claim Disability insurance and what happens after you have filed an SDI application.
Learn About Requirements for Disability Insurance Benefits
For those who are eligible For DI Benefits, the state of provides a worker-funded program, which is comprised of partial wage-replacement benefits. You may be eligible for DI benefits if you are unable to work due to a non-work-related injury or illness or pregnancy or post-natal activities that have caused you to lose wages. To meet eligibility for Disability Insurance Benefits , you must be able to satisfy all of the program qualifications. READ MORE
Learn How to Apply for Disability Insurance Benefits
If you wish to file a claim for DI , then you will need to obtain a copy of the Submit a Claim for Disability Insurance Benefits (DE 2501) form either online or by mail. You will need to be very careful when specifying the dates when you are applying for disability insurance , so that you do not lose any of your benefits. Along with your disability insurance application, you may also be required to provide additional information in support of your claim. READ MORE
Learn What to Do After You Apply For Disability Insurance Benefits
You may be wondering, “What is the DI benefits program?” The program refers to disability insurance benefits . The DI benefits program provides short-term Disability Insurance (DI) to eligible workers who need time off work. You may be eligible for disability insurance benefits if you are unable to work because of a non-work related injury or illness, because you are pregnant or because you have just given birth to a child. READ MORE
Learn About Veteran Disability Compensation
Many veterans may ask, “What is VA disability compensation ?” when seeking assistance for disability after serving in the military. Awarded to qualifying veterans, VA disability compensation is a tax-free monetary benefit paid to veterans with disabilities who suffered injuries or diseases during military service. VA disability compensation eligibility covers physical and mental disabilities, which may be covered even if they appear years after the veteran separates from active duty. READ MORE